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PAY OVER TIME
Get Furniture Now - Pay Later!
Good Credit? Poor Credit? No Credit?
Mattress Showcase Outlet and Snap Finance have teamed up to get you your mattress and other furniture and bedding needs now, AND PAY LATER. To apply for financing online from your computer, click on either of the Snap Leasing ad banners on this page to begin the process. You must be at least 18 years of age, have a monthly income of $750 or more, and have an active checking account.
Apply From Mobile Phone!
Text 6677 to 48078
Snap Finance will send a link to your mobile device for easy processing of you “lease-to-own” application. You will also be able to receive approval and updates right to your phone.
Get an answer
At Mattress Showcase Outlet, we look beyond your credit score to give you the best chance of approval. Through our partner Snap Finance, you can apply online (by computer or mobile phone), or have our staff assist you at our Cleveland showroom.
Once you have received approval from Snap, you can begin shopping right away so we can get you what you need. You can call our team at any time to request inventory and pricing options.
Pay over time.
Our flexible payment options are based on your paydays for an easy, stress-free experience with no hidden costs.
Snap Finance Reviews
Customer Focused. Honest Reviews.
Snap Finance offers world-class customer support which is loved by our customers. Their friendly and knowledgeable support team treats customers right and their commitment to service is reflected in their reviews.
Snap has an “Excellent” rating on Trustpilot and 4.8 stars on Google reviews. Working with Mattress Showcase Outlet, you can ensure all your bedding needs are met.
I purchase furniture and used Snap…
“I purchased furniture and used snap. I put in my application through the store l purchased my furniture and l was approved very quick. I will most definitely will use them again. Great finance company.”
– R. Carter, Trustpilot Review
My representative was very professional…
“My representative was very professional and really nice as well really understanding and always made sure he helped me through all my questions and Concerns! He also made great conversations while we waited for the system! Really great customer service.”
– Bianca Tavarez, Trustpilot Review
Everything was great…
“Everything was great. Because I didn’t hardly have to wait to talk with someone. Also, the customer rep was really friendly and got my questions answered and took care of me exactly how I wanted and needed.
– Steven, Trustpilot Review
Snap Finance Terms Of Condition
Before applying for Snap’s Lease-To-Own program, you should ask any questions needed to be clear on the program.
Below are three key concepts commonly reviewed by our customers:
Snap LTO financing online is a “lease-to-own” or “rent-to-own” option, and not credit or a loan
Snap acquires ownership of the merchandise from the merchant, and then leases the merchandise to the consumer. The consumer takes the merchandise home, uses it, and makes lease payments over time until they have made enough payments to obtain ownership.
The consumer has the right to terminate the lease purchase agreement at any time if they surrender the merchandise to Snap.
In a Snap LTO transaction, the consumer may terminate the agreement with Snap at any time without penalty if they return the merchandise to Snap in good condition.
This is known as the surrender option. This does not affect the merchant. This is distinct and separate from any return
or exchange option merchants may offer.
Consumers are enrolled in the Maximum-Term Plan but can save money under Snap’s 100-Day Option or Early Buyout Option.
Lease payments to Snap are scheduled weekly, bi-weekly, semi-monthly, or monthly, around the consumer’s pay days. If they decide to make payments over the maximum term of the lease, they will acquire ownership after making the minimum payments over a period of 12 18 months, as set out in the lease. The consumer can acquire ownership earlier under Snap’s 100-Day Option or Early Buyout Option but must take action to exercise and complete such early ownership options. The Maximum-Term Plan and the early-ownership options are described in documentation from Snap.